Get approved instantly with minimal paperwork.
Choose plans that fit your financial needs.
Enjoy competitive rates with no surprises.
Our digital-first platform makes applying for a loan seamless, secure, and accessible from anywhere. With real-time application tracking, instant eligibility checks, and dedicated support, we remove the traditional roadblocks to borrowing.
Credit ratings based loans provide funding linked directly to the strength of your credit profile. Whether structured loans (SL) or unsecured structured loans (USL), these facilities help businesses access capital at better interest rates. Stronger ratings ensure faster approvals, flexible terms, and more competitive borrowing costs, making them ideal for creditworthy companies.
Project Finance or Construction Funding provide structured financing for large-scale projects, including real estate development, infrastructure, and industrial expansion. Project finance can cover land acquisition, construction, equipment, working capital, and project completion, depending on the funding structure. Construction funding specifically supports builders and developers through staged disbursements linked to project milestones, approvals, and cash-flow requirements. Funding is assessed based on project viability, promoter contribution, existing debt, approvals, repayment capacity, and projected sales or operating revenues. Solutions may include project loans, structured debt, bridge finance, and refinancing. For eligible real estate developers, construction funding can range from ₹25 crore to ₹150 crore or more, with indicative interest rates of 11%–15%, subject to lender assessment, security, and terms.
Maintaining healthy cash flow is critical for businesses that manage inventory or offer credit to customers. Working capital finance helps bridge the gap between payables and receivables, ensuring smooth daily operations.
We offer tailored working capital solutions such as Overdrafts (OD), Cash Credit (CC), and Letter of Credit (LC)-based funding, depending on your business model. Our expertise helps you choose the most cost-effective structure, ensuring you don’t overspend due to limited financial knowledge. Whether you need short-term liquidity or strategic cash management, we deliver flexible financing aligned with your unique business needs.
"Quick, smooth, and completely hassle-free." I needed a personal loan urgently and Vidwaat delivered within 24 hours. The entire process was digital and transparent. Highly recommended!